Many
people who enter into a prepaid funeral contract do not fully
understand their rights. A Prepaid Funeral Contract
(whether through a funeral home or a cemetery) can be transferred either
before or after death occurs. Indiana laws governing prepaid funeral
contracts purchased through a funeral home or cemetery are designed to
protect you the consumer. For your protection, any funds paid for your
prepaid funeral were placed in the hands of a third party (typically an
insurance company or escrow agent) where they must remain until you
cancel the contract or the contract is fulfilled. You retain ownership,
and therefore control of the funds at all times up to the point where a
licensed funeral home actually performs the contracted services. And
even then the funds can only be released to the funeral home that
actually performed the funeral services.
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